Riverty in two words?
Reassuringly boring.
We’re not here for hype. We’re here to help – with flexible, secure payments that fit your life. Like a responsible friend who keeps you on track. Split, pause, reschedule – all in the app. Because when it comes to your money, we believe boring is better.
Meet your flexible Payment Companion
Online shopping made easy! Pay effortlessly with Riverty in your favorite online shops like eBay, Flaconi, and Decathlon.
Millions of online shoppers trust Riverty every day. Take advantage of our flexible payment options and pay the way you want.
Your payments are in safe hands: we follow the highest security standards and use advanced fraud prevention.
Sometimes, boring is better
We’re not like other payment providers.
We take pride in being boring. So we let others chase trends. Our focus is on the boring but vital things that keep everything running safely and smoothly.
We provide flexible payment solutions that align with your life. Whether it’s splitting a payment, pausing it or rescheduling when life happens, we want to make it easy for you to stay in control.
To give you peace of mind, we need to be thoughtful, responsible and transparent.
It’s not flashy. And we’ll never be the coolest payment company. But since we’re dealing with your finances, we prefer to be reassuringly boring.
Buy Now is the easy part. Pay Smart is where Riverty really comes in handy.
We help you split, pause, and reschedule payments. But we’re not just about convenience – we’re about responsibility. Your financial co-pilot doesn’t just navigate – we also check the route twice and pack snacks for the journey. We send gentle reminders, offer transparent terms with no hidden fees, and provide support when you need it.
Boring payments for smart people. Your future self will love us.
Choose from multiple flexible payment options and pay the way that’s best for you. Stay in control — with Riverty.
Riverty Back in Flow focuses on fair, transparent, and digital-first solutions to settle outstanding balances.
Pay with Riverty for parking in your favorite parking app. Stay in control of your parking expenses in one place.
Commute smarter, pay with a tap, and travel with ease — all while Riverty takes care of your payments.
Flexible payments at your fingertips
How and when you pay should fit seamlessly into your life. With Flex*, you can split a payment into smaller installments, combine multiple purchases into one payment, and manage your online shopping on the go. Keep full flexibility and financial control with the Riverty App—right at your fingertips.
- Buy what you need, when you need it, and pay at your own pace.
- Keep your shopping simple by bundling payments from different shops into one easy plan.
- Need to switch things up? Adjust a payment anytime—no extra fees.
- Stay in control of it all with the Riverty App – boringly brilliant for peace of mind
*available in Germany and the Netherlands.
Your frequently asked questions, our answers
Riverty is an online payment service provider that allows you to shop and pay in ways that suit your financial needs. Riverty offers a variety of services, with our main financial consumer products being BNPL (Buy Now, Pay Later) solutions, Back in Flow, Parking Payments and Public Transportation Payments. If you’d like to learn more about our business to business products, have a look at our Riverty Business Page.
Because, sometimes boring is better. We’re not saying that it’s easy, but when it comes to handling your money, boring means reliable, responsible, and transparent. We focus on the boring but vital things that keep everything running safely. No gimmicks, no drama – just the steady, supportive experience you need to stay in control. That’s why we're (proudly) reassuringly boring.
You can use Riverty’s flexible payment options across different payment categories, including online shopping, parking, and transportation. Choose Riverty at checkout of thousands of online stores worldwide, including top brands such as ASOS, Lidl, and SportScheck. Our coverage is constantly expanding.
During the payment process, you can choose from multiple flexible payment methods offered by Riverty. These include the option to pay in 14 or 30 days, split an amount in 3 payments, use a fixed installment plan, or pay directly via direct debit.
With Riverty, every solution is secure and designed for your convenient shopping experience.
Absolutely. With over one billion secure transactions, Riverty ensures the highest security and data protection standards are upheld. Riverty follows all relevant EU consumer credit directives (CCD2) and implements tools such as age verification. Your flexible payments and personal data remain protected at all times.
Protecting your personal data is our top priority. We use advanced security measures depending on your selected payment method, including login via email, phone verification, identity checks, and fraud detection systems. Riverty uses encryption and fraud protection technologies to safeguard your personal payment information at all times.
Yes, you can. The Riverty App is your key to flexible payments, keeping you up to date with payment reminders directly on your smartphone. In our App, you can keep track of all your online purchases, modify your shopping payments, pause a payment to give yourself more time and manage returns easily on the go.
If you’ve received a letter from Riverty Back in Flow, you can split your outstanding payments into installments, too. You can do so by logging into the Riverty Back in Flow self-service portal or downloading the Riverty Back in Flow App available in Germany.
If you miss a payment, we will notify you with a reminder, and you can adjust your payment plan in the Riverty App or contact our customer support for further assistance. Riverty has your back with its personalized, fair, and transparent dispute management.
Yes! Riverty offers installment options for eligible purchases. You can check available flexible payment plans and set up a repayment schedule that works best for you.
Yes, you can! If you've been shopping online, Riverty gives you the option to request a payment extension by pausing your invoice in the Riverty App. You can postpone payment for 7 days free of charge or extend your payment term by 14, 30, or 60 days for a fee. This additional flexibility helps you to stay on track without adding stress to your everyday life.
Need help? We’re boringly good at that, too.
Head directly to our payment portals in the help section to find guidance about paying an invoice, managing claims or splitting payments. Because good support shouldn’t be exciting – it should just work.
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