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Shop, pay, plan -
Flexible payments made for you

Life comes first, payments should follow. With Riverty, you can shop, pay, and choose flexible payment options that fit your lifestyle. Stay in control, shop with confidence, and manage your finances effortlessly. 

Young woman, wearing a beige pullover and sitting on a sofa with her smartphone in her hands. The Riverty App and its 4.8 star rating is displayed within the image, with the link to download it.

Meet your flexible payment companion 

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Find us in 5.000+ shops

Online shopping made easy! Pay effortlessly with Riverty in your favorite online shops like eBay, Flaconi, and Decathlon.

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Be one of 25+ million users

Millions of online shoppers trust Riverty every day. Take advantage of our flexible payment options and pay the way you want.

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1+ billion secure transactions

Your payments are in safe hands: we follow the highest security standards and use advanced fraud prevention.

Easy, fair, and flexible payment choices

Did you know that you can easily split costs, manage due dates, and pay at your own pace with Riverty? Stay in control while simplifying your daily financial life.

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Buy Now, Pay Later

Choose from multiple flexible payment options and pay the way that’s best for you. Stay in control — with Riverty.

LEARN MORE
Riverty Back in Flow App on a smartphone screen showing the overview of outstanding balances.
Riverty Back in Flow

Riverty Back in Flow focuses on fair, transparent, and digital-first solutions to settle outstanding balances.

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Parking provider App with pop-up displaying Riverty’s Monthly invoice payment option
Parking Payments

Pay with Riverty for parking in your favorite parking app. Stay in control of your parking expenses in one place.

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Smartphone screen with BVG App notification showing information about payment done with Riverty.
Public Transport Payments

Commute smarter, pay with a tap, and travel with ease — all while Riverty takes care of your payments.

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Flexible payments at your fingertips

How and when you pay should fit seamlessly into your life. With Flex*, you can split a payment into smaller installments, combine multiple purchases into one payment, and manage your online shopping on the go. Keep full flexibility and financial control with the Riverty App—right at your fingertips.

  • Buy what you need, when you need it, and pay at your own pace.
  • Keep your shopping simple by bundling payments from different shops into one easy plan.
  • Need to switch things up? Adjust a payment anytime—no extra fees.
  • Stay in control of it all with the Riverty App

*available in the Netherlands.

 

Your frequently asked questions, our answers

What is Riverty and how does it work?

Riverty is an online payment service provider that allows you to shop and pay in ways that suit your financial needs. Riverty offers a variety of services, with our main financial consumer products being BNPL (Buy Now, Pay Later) solutions, Back in Flow, Parking Payments and Public Transportation Payments. If you’d like to learn more about our business to business products, have a look at our Riverty Business Page.

Where can I use Riverty?

You can use Riverty’s flexible payment options across different payment categories, including online shopping, parking, and transportation. Choose Riverty at checkout of thousands of online stores worldwide, including top brands such as ASOS, Lidl, and SportScheck. Our coverage is constantly expanding.

What payment options does Riverty offer?

During the payment process, you can choose from multiple flexible payment methods offered by Riverty. These include the option to pay in 14 or 30 days, split an amount in 3 payments, use a fixed installment plan, or pay directly via direct debit.

With Riverty, every solution is secure and designed for your convenient shopping experience.

Is Riverty safe to use?

Absolutely. With over one billion secure transactions, Riverty ensures the highest security and data protection standards are upheld. Riverty follows all relevant EU consumer credit directives (CCD2) and implements tools such as age verification. Your flexible payments and personal data remain protected at all times.

How does Riverty protect my data?

Protecting your personal data is our top priority. We use advanced security measures depending on your selected payment method, including login via email, phone verification, identity checks, and fraud detection systems. Riverty uses encryption and fraud protection technologies to safeguard your personal payment information at all times.

Can I change my payment due date?

Yes, you can. The Riverty App is your key to flexible payments, keeping you up to date with payment reminders directly on your smartphone. In our App, you can keep track of all your online purchases, modify your shopping payments, pause a payment to give yourself more time and manage returns easily on the go.


If you’ve received a letter from Riverty Back in Flow, you can split your outstanding payments into installments, too. You can do so by logging into the Riverty Back in Flow self-service portal or downloading the Riverty Back in Flow App available in Germany.

What happens if I miss a payment?

If you miss a payment, we will notify you with a reminder, and you can adjust your payment plan in the Riverty App or contact our customer support for further assistance. Riverty has your back with its personalized, fair, and transparent dispute management.

Can I set up an installment plan to pay my invoice over time?

Yes! Riverty offers installment options for eligible purchases. You can check available flexible payment plans and set up a repayment schedule that works best for you.

Can I postpone my payment due date?

Yes, you can! If you've been shopping online, Riverty gives you the option to request a payment extension by pausing your invoice in the Riverty App. You can postpone payment for 7 days free of charge or extend your payment term by 14, 30, or 60 days for a fee. This additional flexibility helps you to stay on track without adding stress to your everyday life.

Do you need further guidance?

Head directly to our payment portals in the help section to find more guidance about paying an invoice, managing claims or splitting payments.