Unlock capital.
Sell your receivables.
Secure liquidity, minimize risk, and reduce costs with debt sales.
A solid foundation for reliable liquidity.
Liquidity planning requires a partner with capital strength, experience and vision. We invest our own capital, backed by Bertelsmann, to provide a solution that grows with your business.
Our financial independence and deep expertise create the foundation for sustainable growth. We enable a forward-looking and scalable approach to receivables sales:
- Across industries and markets
- One-time or Revolving
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Competitive and profitable
Strengthen your financial strategy.
Make the most of debt sales: Reinvest freed-up capital into business growth, minimize risk, and give your team time for what matters most.
Regulated, secure, and
transparent.
Regulatory requirements? Met. Our transactions are BaFin-approved, GDPR-compliant, and fully auditable - ensuring a risk-free process.
Lower costs, less effort.
More focus.
Managing unpaid receivables takes time and resources. Selling debt reduces internal workload, allowing your team to focus on business growth instead of collections.
Free up capital when it matters most.
Leading businesses have already made debt sales part of their financial strategy to minimize risk and maintain stability. Secure liquidity and convert unpaid receivables into reliable capital.
Planning to sell your receivables? Let’s talk.
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Axel Kulick Axel Kulick, Vice President of Sales Debt Collection & Debt Purchase |
Seamless process for debt sales
Portfolio Analysis
by Industry Experts
No matter the industry: Our experts know the market and assess your portfolio with precision, transparency, and a tailored approach.
Competitive Pricing
with Full Transparency
You receive an offer based on portfolio performance and market conditions—ensuring a fair price with no surprises.
Smooth & Efficient
from Start to Finish
We ensure compliance and operational efficiency throughout the process. No delays, no unnecessary friction.
Sell, contract us, or combine both
Choose the strategy that fits your business: Sell receivables, assign collections, or combine both. We merge AI-driven processes with human expertise to ensure efficient, fair, and compliant debt recovery. Our omnichannel approach and digital self-service tools make payments seamless while maintaining positive customer relationships.
Whether debt sales, collections, or both—our tailored models optimize liquidity, reduce costs, and give you full control.
Debt Collection regulations across countries: navigating the global escape
In today’s global economy, providing credit to international customers is common practice for many companies. However, this also brings the complex challenge of cross-border debt collection. Each country has its own regulations on debt collection practices, making it essential for businesses to understand these practices to ensure successful and compliant debt collection.
Human-Centric Debt Collection: Balancing Technology with Empathy
Something transformative is happening within the field of debt collection: it's changing how agencies connect with people in debt. Moving beyond the traditional methods of automated calls and standardized letters, the focus is now on blending technological efficiency with genuine empathy. At Riverty, we believe in harnessing innovation to not only streamline processes but also to foster understanding and respect in every interaction.
Frequently Asked Questions About Debt Sales
Businesses across various industries with outstanding receivables looking to improve liquidity. Our solution is ideal for companies with high invoice volumes or structured portfolios.
We take full ownership of the receivables. The process is efficient, compliant, and customer-friendly. Upon request, you receive regular reports with insights into the status of your transferred claims.
The purchase price depends on the portfolio composition and is based on a data-driven, market-oriented evaluation. Factors such as recovery rates, debtor structure, and claim maturity influence pricing.
Yes. Our transactions comply with all regulatory requirements and are BaFin-approved, GDPR-compliant, and fully auditable. We guarantee a transparent process that integrates seamlessly into your compliance framework, ensuring maximum legal security.
Yes, many companies use a combination of debt sales and fiduciary collection to free up liquidity while maximizing recovery rates.
We purchase receivables nationally and internationally, ensuring compliance with local regulations. Our experienced team understands the legal frameworks in different markets, making the process efficient, compliant, and strategically sound.